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IIFL Home Finance extends its home loan portfolio across rural areas in Gujarat


IIFL HFL under its Expansion program has opened branches in rural areas of Gujarat and it has provided home loans to customers constructing residential property in Gram Panchayat area.

IIFL Home Finance Ltd. (IIFL HFL), leading housing finance company has announced to have achieved deeper home loan penetration across rural areas in Gujarat. IIFL HFL, under its expansion program, has opened branches in rural areas of Gujarat and it has provided home loans to customers constructing residential property in Gram Panchayat areas.

These customers are also eligible for interest subsidy under “Rural Housing Interest Subsidy Scheme (RHISS)” launched by the “Ministry of Rural Development” under “Housing for all by 2022”.

Recently IIFL HFL has received subsidy on behalf of customers staying in 3 districts Palanpur, Himmatnagar and Visnagar in Gujarat. IIFL Home Finance limited is into funding in rural housing in 23 districts of Gujarat and covering more than 400 Gram Panchayats. This scheme will give support to rural housing and to the segment which actually requires to get benefited.

Harpreet Kaur, Head – Expansion Locations, IIFL Home Finance Ltd. said, “Rural Housing Interest Subsidy Scheme (RHISS) is the most inspiring step taken by the Ministry of Rural development and we expect the scheme will give much needed boost to rural housing in Gujarat. Committed to lend support to the buyers of affordable homes, IIFL HFL has been a leader in promoting rural housing interest subsidy scheme (RHISS).

Under the wide umbrella of IIFL Home Finance Limited, the front runner in passing on benefits of PMAY CLSS Schemes, “Swaraj Home Loan” caters to the demand for Home Loan coming from those customers who want to build a Pucca house for living, but do not have pertinent income documents like ITR, bank statements, salary slips etc.

For its continued support in facilitating beneficiary families avail benefits of CLSS Subsidy under PMAY, IIFL HFL has received the award for ‘Best Performing PLI’ under Credit Linked Subsidy Scheme for EWS/LIG under Pradhan Mantri Awas Yojana’ from Ministry of Housing and Urban Affairs, twice. It was awarded ‘Best Performing PLI under PMAY-CLSS for EWS/LIG category- third in 2017’ while it was adjudged ‘Best Performing PLI under PMAY-CLSS for EWS/LIG category –second in 2018’.

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